On Fri, Jul 29, 2005 at 03:33:12PM +0100, Alan Pope wrote:
On 29/07/05, Ted Harding Ted.Harding@nessie.mcc.ac.uk wrote:
Hi Folks,
I'm wondering about the mechanism underlying say on-line purchase.
Superficially, it seems you tell someone your card number, and they then somehow communicate with your bank and get money out of your account without further intervention by you.
No, they need card number, expiry date (and sometimes start date), name of account holder (sometimes exactly as it is on the card), address where card is registered and often also now the 3 digit number on the back of the card printed on the signature strip.
They also need a merchant account setup with the bank.
... and most places will also only deliver (at least the first order) to the card holder's address that's registered for the card.